Being rich does not automatically make life tidy. Just ask Sami Sheen. The 21-year-old daughter of Charlie Sheen and Denise Richards, who has quietly built a multimillion-dollar empire on OnlyFans since June 2022, went viral this week after posting a series of brutally honest TikTok videos about her struggles with what she calls adulting. And no, she was not talking about money in the way people usually expect from someone with her income level.
Sami said paying her bills on time feels “impossible,” not because she cannot afford it, but because it simply is not fun. That one sentence managed to both break the internet and oddly resonate with it.
© Sami SheenIn a selfie-style video, Sami looked straight into the camera and asked, “At what age do I have to start adulting?” before admitting she still feels like a 16-year-old trying to navigate a world that suddenly expects spreadsheets, tax forms, and emotional stability.
Despite her success, Sami explained she struggles with basic financial tasks most people dread but still do. Paying bills, tracking spending, understanding taxes, and managing credit cards. None of it comes naturally to her.
She said she does not even know her credit score.
When Money Does Not Equal Mastery
There is a persistent myth in pop culture that once you are wealthy, all stress disappears. Bills get paid. Life gets smoother. But what Sami accidentally revealed is something financial psychologists have known for years. Money does not teach you how to manage money. It only amplifies whatever habits you already have.
Sami admitted she puts off paying bills, not because she cannot, but because it feels emotionally painful to give money to things that are not exciting. Rent. Utilities. Insurance. None of those come with dopamine. They just exist.
So she avoids them.
© MEGAShe even shared that her car has been repossessed at least twice because she ignores basic maintenance and lets her gas tank run out of gas before filling it up.
That is not a wealth problem. That is an executive function problem.
ADHD and the Invisible Side of Success
Sami also pointed to her ADHD as part of the struggle, which adds an important layer that many people miss. ADHD does not just affect focus. It affects time perception, organization, emotional regulation, and financial decision-making.
Paying bills requires remembering deadlines, tolerating boring tasks, and prioritizing future stability over present comfort. For someone with ADHD, that is like trying to juggle flaming swords while blindfolded. Sami described feeling overwhelmed, scattered, and stuck in a loop of avoidance. Not just with money, but with everything.
© Sami SheenCooking, laundry, emails, texts. She said her clothes are piled on the floor in what she called a literal mountain. She avoids important messages. She feels behind.
The Privilege and the Paradox
To her credit, Sami did not pretend her struggles were the same as someone living paycheck to paycheck. She openly acknowledged her privilege and asked people not to attack her for being honest.
Sami is living proof that wealth does not magically turn you into a functioning adult. It just gives you more room to mess up before the consequences catch you. She said she shared her story because a lot of young girls probably feel just as lost.
© Sami Sheen/GettyGen Z is growing up in a world where income can come from viral fame, digital platforms, and unpredictable algorithms. Traditional milestones like nine-to-five jobs, steady paychecks, and predictable routines are no longer guaranteed. So you end up with a generation that might be financially successful but emotionally unprepared for adulthood.
